Most vehicle lease scheme works on the following basis. You subtract the expected value of the vehicle at the end of the lease from the cost at the start, add the maintenance and insurance packages and divide that figure by the number of months in the lease agreement to determine how much you would pay every month.
The Motability scheme is similar but it works with a set monthly contribution, your Motability allowance, rather than a figure which can be raised or lower to reflect the value of the vehicle. As a result, the difference between a small family car with minimum adaptations and a large converted family car, needs to be dealt with by way of an up front contribution your Advance Payment.
Upfront payments can range from a few hundred pounds to a few thousand pounds and the Motability scheme is very aware that this can impact on people whose needs dictate that they need a more expensive vehicle. As a result of this, Motability offer ways of trying to help you get the vehicle best suited to your needs by way of grant assistance.
If you would like some assistance to check your eligibility for grant assistance, give us a ring on 028 3752 5333 and we can help you get a better understanding of what you need to do.